Many new owners of cars are interested inthe question of whether it is possible to travel without insurance. Just worth mentioning: despite the fact that liability insurance is mandatory on the territory of the whole country, it is necessary first of all for the driver. Therefore, to look for workarounds and try to save a few rubles is unreasonable. In the event of an insurance event, the amount of damage is usually tens or even hundreds of times the cost of the insurance itself.
Of course, the legislation is not at all ideal, andyou can find the opportunity not to sign a contract, which is designed to save you a considerable amount in the event of an accident. So, when buying a new or used car or renting it out, it is stipulated that the insurance is issued before the registration of the car, but no more than 5 days after the conclusion of the contract for its acquisition. During these 5 days, you do not even have to worry about whether you can ride without insurance. This relaxation allows many conscientious drivers to safely get to the home or office of the insurance company, and then to do the registration of the vehicle in the bodies of the traffic police.
Imagine you just bought a new onecar, go home happy, and it is at this time you are stopped by the inspector, demanding to show documents on the car and, of course, insurance. In this case, it is enough for you to show only the contract of sale, explaining to the inspector that you know how much you can ride without insurance and how much time you have to prepare the remaining documents for the car. Of course, it will be ideal if you use the offer of one of the insurance companies that are in the chosen showroom and insure the car on the day of purchase even before the first departure.
Some motorists who are driving a long waynot the first year, like to talk about a grace period lasting 30 days, in which you can not insure the car. In this case, the question of whether it is possible to travel without insurance, they answer in the affirmative. Such a period did exist until 2009: if the motorist did not plan to change the company, after the expiration of the contract, he could fearlessly ride another 30 days without re-registering insurance. Now the situation has changed, even one day of delay is the basis for a fine. In addition, the inspector has the right to remove from the vehicle and license plates, thereby making his further movement impossible.
Many believe that the management of the vehicle without insurancepossibly if the car has temporary license plates. But in this case it is necessary to purchase a transit MTPL, which changes to a constant when receiving ordinary numbers. Transit numbers are subject to a general provision on the possibility of movement without entering into an insurance contract for 5 days.
If you have already decided for yourself whether you can go withoutinsurance, and basically do not conclude the contract of insurance of an autocivil responsibility, you lose a lot. The cost of a compulsory policy is not so high, but in addition to reimbursement of damage to the third party, many companies also offer a number of additional services, such as free delivery of cars from the scene of the accident, the restoration of broken windows that were damaged even without accidents, the departure of specialists to any point city or area in the event of a car breakdown. In addition, for regular customers, there are often cumulative discounts.