How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

How to cope with children "Well, kupiii!" And teach a child to manage money: the successful experience of mom-psychologist

Psychologist, founder of children's clubs "Sovetyat" Oksana Pshegornitskaya on the experience of his eight-year daughter told how to teach a child to manage money and get rid of the eternal children's requirements to buy a toy.
To the question of how to give pocket money to a child, how much, and how to teach them how to spend it, sooner or later all parents come. Oksana found a simple and practical method for her daughter. Almost a year after the start of the experiment, she shares the successful results.


How to cope with the children “Well, I’m kupiii!” And teach the child to manage the money: the successful experience of the mother-psychologist - image №1

We decided to familiarize many parents with the problem “Buy a toy, well buy, well, pohaaaaaaaaluystaaaaaa!”
I tell.
Once a week, Milan is given money: 50 UAH in cash, and 50 UAH per card.She has a children's card of one famous bank (let's not poke fingers, most people have cards of this bank). This card is made from 6 years and is attached to the banking of one of the parents.
So here. Milana gets half the amount for expenses, for example, in a school. But they can also be accumulated. And half goes to the map. If relatives give money, I also list them on the card. Well, in general, all the money that falls into her hands is her money. On toys.
No more requests for another doll - she has her money for it. If you want - buy, but within the limits of this limit.

There was an understanding of the price of toys, she puts off and spends, chooses what she wants more and compares the prices.

Read also:How to survive shopping with a child: personal experience of the editorial board

“I want!”, “Buy!” And first earnings

While Milana did not have her own money, which gives her a certain freedom in shopping, the children's problem “I want!” And “Buy!” Was well known to us. To be honest, we often bought than not. Probably, it is not always for the good, and psychologists tell a lot about it. But I myself do not always understand why not.

How to cope with children “Well, I’m kupiii!” And teach a child to manage money: successful experience of a psychologist mom - image number 2
Why can not buy a doll,if this is not our last money? Because there are dolls already? Are there too many dolls? I, too, sometimes, want a handbag, but my husband may well assume that there are a lot of handbags in our house.
How to cope with the children “Well, I’m kupiii!” And teach the child to manage the money: the successful experience of the mother-psychologist - image №3

Therefore, when there was an opportunity, we were satisfied.
In the first grade, many parents of classmates complained that the children spent all the money on sweets in the dining room at once, and suggested that they should be banned from using money up to the second grade at school. We were against it, because you cannot learn to swim without pouring water into the pool.

We started acquainting our daughter with money from the age of five. I tried to prepare her for school, including teaching how to use money. She taught to operate in small amounts, up to 10 UAH.

Prior to the school of Milan, she worked in the sewing circle. The toys that the children made there were sold at festivals, and the authors received money for them. Amounts are also small -15-20 UAH.

When the daughter went to the first class, we began to give her three hryvnias a day, with the condition that she feed the dog and wash a small part of the floor in the hallway.Later we stopped paying money for some duties - this method has too many drawbacks. But, in any case, Milana learned to operate with simple amounts and understood the essence of money.

What Milan taught a bank card

When the daughter finished the first class, we issued her a card and introduced these new financial rules. Of course she was pleased. Moreover, we made efforts so that the child learned to handle money even before that.
She understands that money on the card is not an abstraction, but a specific amount. And this amount is enough for a specific purchase. Calculates: “Yeah, it was 1000 UAH. If I buy this doll, 400 will remain. If this one is 500. I will buy the second one. ” Now she understands why this can not be Lego for 2000 UAH. here is the front. I learned how to save if I want something more.
Money on the card - this means money for toys and "hot party". We buy clothes, food and everything else. We pay for lunch at school, we buy gifts for friends for birthdays. The next step will be to transfer to Milan and gifts too. Over time, increase the amount, and she will allocate for it. But it will not be soon, perhaps not even in elementary school.

I try not to interfere in her relationship with money. We go to the stores together, and I see her expenses in my banking - this is enough to understand what is being spent. But to advise or discourage from shopping - no. The child also needs to learn to make choices.Every day, small selections in the same store.

How to cope with the children “Well, I’m kupiii!” And teach the child to manage the money: the successful experience of the mother-psychologist - image №4
The money that Milan receives is not money “for something”. Not for grades, not for housework, not for good behavior. It is simply the amount that she can freely dispose of. Such an approach eliminates any manipulation, both from our side and from its side.
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I do not agree that those who do not work should beg for money for their needs. This deprives the child of self-esteem. The child has the right to a part of the family resource - financial, time, attention - any. And we give this resource to her.

And I am against the position of "earn your own", etc. The case of a child is learning and developing, but at the same time he also has the right to some kind of personal space (in finance in this case). And the presence of a certain amount, which is replenished weekly, outlines the boundaries for the child, helps him to feel that he, too, has the right to dispose of something.
But all this does not negate the possibility of parents, if they want, to give gifts to children.

How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist images, pictures

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  • How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist

    How to cope with children Well, kupiii and teach a child to manage money: the successful experience of mom-psychologist